Question Airey House
Hello everyone -
In early 1984 I moved, with my 2 children, into an Airey House belonging to Chorley Borough Council in Lancashire. Some 12-18 months later CBC started to 'do up' (I didn't know about it being a repair etc).
As far as I could see, they took off the shiplap concrete, put 'polystyrene blocks, (?) next to the internal plasterboard, covered this with metal meash, sprayed the whole house (bar the gable end) with concrete and pebble dashed it. It was a Southern firm that did this and apparently they had done many Aireys 'down South'. They worked on 4 Houses, out of around 16 in this way. Then...... the bloke across the road (who owned his) decided to take the grant and brick his up. CBC decided to follow his lead and the remaining 12 houses were similarly bricked up.
Years passed, I met a lovely Scouser in 1997 and we married. In early 2004 I inherited some money and OH had sold his own property so we bought our ex Airey House for cash.
It has been extensively improved and this year we started to build a generous Kitchen extension. We've demolished some out building and the drainage has been laid, ready for the footings. We decided that, rather than exhaust our savings, we would apply for a £30,000 equity release......
A surveyor came and told us we needed a PRC certificate as without it any Mortgage/Loan was impossible!!
I've contacted CBC for this certificate but they said that as the properties had been passed to a Community Housing Company the files would have been passed on to them (Now Jigsaw Homes)
Jigsaw Homes say that as we bought before CBC passed on their rental properties, the files would still be held by CBC. HMMM........... all a bit suspicious?
As the street is undergoing 'gentrification' most of the properties are now in private ownership and have, like ours, been improved. The property opposite (bricked) has just sold for £200.000 and the one next door (bricked) fetched £134,000 6 years ago in an unimproved state. The owners of these properties paid £1.000 for PRC certs and one kindly lent us his copy - which I attach.
You can see that the PRC refers to 'bricks' and not to the form of repair that we had?
Does anyone know which firm would have repaired our home and whether it is an acceptable form of repair for lending purposes?
Also - has CBC any responsibility as regards selling me an unmortgageable/potentially unsafe house?
We are contacting 'Alan Cairn' as regards a PCR as this was the firm that dealt with others in the street and meanwhile, we are having to continue with the extension as the site is a potential danger as it is!
Thanks in advance,