My First BISF Home & Some Questions....
Hello everyone! I have just had an offer accepted on my first house (which happens to be a 3 bed BISF home in Bath) I got it for just over 161K which I thought was a bargain for the area!
I've looked into things a bit further and it looks like there are some preconceived ideas about this style house... some things I'm worried about:
- Steel rot,
- Energy bills,
Plus, getting a mortgage (currently banking with nationwide), and finally home insurance.
Can anyone clear any of this up for me? the internal walls feel hollow also so will this make TV mounting etc hard?
So many worries but I'm excited to be going in for my first home.
I also bought my BISF house as my first house earlier this year and I love it. I am also just around the corner from you - very close to where Ed lives (hi Ed!). Bath and NE Somerset council have a very good top-up grant for Green Deal. I am just about to have external wall insulation cladding added to my house, about two thirds of which will be paid for by the grant and the rest on Green Deal finance. I am also today having a new condensing boiler fitted via the ECO (Energy Companies Obligation). nPower are doing this for me, but most of the energy companies have schemes and you don't need to be a customer.
The various schemes and application process are a bit confusing to start with, but it gets easier as you go on. The Home Energy team at the council are very helpful.
I know that Ed has very effectively put in internal wall insulation and has a very fully descriptive post somewhere on this site. He did this as a DIY project, which is great if you have the skills.
I managed to buy without a mortgage, so I can't give any informed opinion, but I gather companies are not keen. Someone must be lending however, as houses are changing hands! Likewise, insurance companies are harder to find - I went with a company called Highworth, as it was the only one I could find at short notice that did BISF houses, but I may research and see if I can get a better deal in future.
Good luck in your new home!
Hi I live in a council house in fenham and I want to know if the house is a bsif house and how do I found out as I want to have some information before I apply right to buy it