Identification Identification of House Type (Bristol/South Glos)
I am currently in the process of purchasing a property in the South Glos/Bristol area and am having some trouble with the surveyor/lender. That said, the council has not been entirely helpful either. I have a small glimmer of hope, but it seems to contradict what I have read in some areas online.
An old valuation document shown to me states that the construction type is:
We understand the property is of pre-cast concrete cross wall construction with PVC external panelling to the front and rear elevations. The roof is pitched and tiled. This type of property is known as Gregory cross wall type.
The valuation document goes on to state:
it must be stressed that our inspection of the fabric of the building itself was extremely limited.
It seems a lot of buyers are running into trouble getting mortgages on these, but an independent estate agent has managed to shift a few and gave the following advice:
state that the build is ‘Gregory Industrialised’ and that although it is ‘non-standard construction’, it is not classed as defective under the 1985 Housing Act – and it therefore does not require a PRC certificate.
At first this looks like good news, but this seems to contradict advice I have found online - and these don't look like Gregory houses I have seen online either!
Could you please identify the buildings?
This is the front of 'my' property:
This is the rear:
I feel that this might not give the best view - and so the following are the property across the path. All of the houses in this estate are of this construction:
Any help in this matter would be greatly appreciated - thank you in advance!
Thank you so much for your reply. I really did not expect such a high level of work! It's really appreciated.
Yes it appears there are quite a few properties in the area with the same issue!
I will contact Bromford immediately!
Thank you again
You're very welcome Lee.
Please keep me updated as it would be great to eventually make a full identification here.
Did you ever get to the bottom of this at all we are currently selling out house and surveyor from lender has said it’s a single skin house which is incorrect we were told it was a Gregory industrialised they are saying defective we were told not defective at all and you can gain a mortgage as we have own ! So frustrating banks send surveyors who don’t ha e the knowledge
Hello Hammz, the property certainly does appear to be a Gregory Industrialised from what I can see and if this turns out to be correct, you should note that this property type is not registered as defective.
Sadly, many lenders become confused with non-standard property types, and frequently consider properties to be defective, when they are actually not.
What is your position at the moment? Which lender are you dealing with?
Can't see how old this is; just stumbled across this page.
I bought a house on one of those Estates in 2019, and had to provide the construction type because the Seller had no paperwork (and the Bank's conveyancer said it was Cornish). In the end, I went to Bromford who were able to provide proof that an adjoining property is Gregory Type-2 construction.
Can confirm not classed as 'defective' (like the Cornish ones are), and was able to get a mortgage with Nationwide.
Screenshot from Bromford's database (from Merlin, when they took over from the Council)