Identification Trying to identify the construction of my flat, is it Wimpey No Fines
Hi there. I am not sure if I am posting this in the correct place.
My query relates to the identification of construction of a property. I own a flat in South Wimbledon which I bought a number of years ago. I had a homebuyer's survey done on it and it stated that the construction is "traditional 250mm cavity brick/blockwork having red facing brick elevations under pitched timber framed roofs covered with manufactured slates [......][t]he top floor flats have mansard roof slopes front and rear [.....][f]loor construction is of suspended concrete, ground floor construction of solid concrete." The flat has been remortgaged a number of times and none of these has ever brought up that the construction was in any way non-standard.
I am now trying to sell the flat and the Nationwide survey has stated that the flat is Wimpey no fines and so they will not provide a mortgage on it. I am trying to find out if this is correct or whether the surveyor could have made a mistake as this has never been raised before, by anyone. I have looked through lists like the one on your website and the estate the flat is on and the block do not come up as ones where there are non-standard constructions in place but I appreciate that that is not definitive.
The address of the property is 44 Lacock Close, London, SW19 1BB. It can be found here. https://www.google.com/maps/place/Lacock+Cl,+London+SW19+1BBemail@example.com,-0.18676,19z/data=!4m5!3m4!1s0x48760602b275de05:0x56caa65e4a5c9b34!8m2!3d51.4205928!4d-0.186666 It understood that it was built in 1982 (although some documentation which I hold does have the approximate build year as 1978 but I think that that may be linked to the planning permissions originally given in July 1978), and I understood that Wimpey No Fines were built from the '40s to the '70s.
So my questions are how can I confirm what the construction is? Could a surveyor have made a mistake? Are there a lot of mortgage companies which will not mortgage a Wimpey No fines constructed flat?
Any help which can be given is very gratefully received.