Homeprotect – BISF Non-Traditional Building and Contents Insurance

Finding the right BISF Non-Traditional home & Contents insurance for your house doesn’t have to be a struggle.

Home Protect provide buildings and contents insurance for Non-Traditional properties including BISF homes at very competitive prices and are well worth considering before your next insurance renewal.

Home Protect are able to provide extensive levels of cover designed specifically for your building type and your home doesn’t have to be of BISF construction as all non-traditional building types are considered.

If your home was not built using traditional materials such as brick or stone or if your property was built with an inner steel or timber frame, it will most likely be classed as Non-Traditional in construction and this is where the trouble can often begin.

The majority of insurers see Non-Traditional buildings as a greater insurance risk, despite there being no real evidence to back this. Many will simply refuse to insure non-traditional buildings altogether, leaving you to make numerous calls trying to find a company willing to insure your property at reasonable cost.

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HomeProtect takes a fresh approach to online home insurance in the UK by enabling you to get your quote online, quickly and efficiently – even for complex or “non-standard” situations.
• Rated highly by customers
• Immediate cover often available either online or over the phone
• Defaqto 5* Buildings & Defaqto 4* Contents insurance
• Free basic cover for Legal expenses and Home emergency included
• Underwritten by reliable insurers including AXA Insurance
• Friendly and professional home insurance helpdesk team
• 24 hrs Claims help line
• Discounts for combined Buildings & Contents
• Up to 30% no claims discount

Sorting out your home insurance has never been easier!

Protect your property, inside and out… in minutes
HomeProtect’s customers have saved money and set up their home insurance online, even if they’ve had insurance problems in the past.

Immediate online quote in most cases, even for very complex circumstances
Providing quotes for a wider set of circumstances online than any other insurance provider in the UK.

Excellent levels of cover
Buildings insurance has a Defaqto 5 Star Rating, and provides one of the highest quality offerings in the market. Contents insurance has a Defaqto 4 Star Rating, also providing a high level of cover with a good range of features and benefits.

Take advantage of discounts
You could qualify for a discount if you buy a combined Buildings & Contents policy, if you have a No Claims Bonus or if you have specific security measures at the property.

Valuable optional extras available

All our policies include free Legal expenses cover and Home Emergency cover, however you can arrange upgraded cover for these plus lost key protection alongside your home insurance policy for complete peace of mind.

Speak to HomeProtect’s UK call centre team if you have questions
You’re likely to have some questions, especially if your property or the way you use the property is classed as a bit unusual. Please call the team, who are available until 8pm weekdays and on Saturday mornings.
24hrs claims help line
If the worst should happen, call HomeProtect’s dedicated claims team anytime. They’ll explain what information is needed and what happens next.

HomeProtect Buildings Insurance
Policy Features

Our buildings insurance policies all automatically include:
• Up to £500,000 cover to rebuild or repair the buildings (more cover available if your property requires it)
• If a claim means you need to move out of home, we’ll pay for alternative accommodation and/or loss of rent for landlords.
• Up to £750 to pay for increased domestic metered water charges you have to pay following an escape of water
• Up to £2,000,000 public liability cover
• Accidental damage cover for windows, double glazing, sanitary ware, ceramic hobs, domestic oil pipes, underground water-supply pipes, sewers, drains, septic tanks, gas pipes and cables.
• Free basic Legal Expenses cover, providing up to £200,000 for legal fees you may face for disputes associated with your home.
• Free basic Home Emergency cover providing up to £200 cover per call-out, and up to £750 per year, for common home emergencies such as burst pipes and roof damage.

Plus: Additional buildings accidental damage cover is available to protect you if you inadvertently cause damage to the property e.g. a DIY disaster.
HomeProtect Contents Insurance

Policy Features

There’s no limit to the amount of contents insurance cover you can buy from HomeProtect, you simply decide how much cover you need. Providing “New for Old” cover on your household goods (except clothes and bicycles), and automatically including:

• Accidental damage cover on some electrical items in your home, including your TV, DVD, DAB, radio, gaming console and desktop PC.
• 10% increase to the contents value for the Christmas period, other religious festivals and your wedding day.
• Up to £2,500 of cover for your children’s possessions while they are at university or college during term-time.
• Up to £500 to replace music and digital downloads which have been lost.
• Up to £500 for replacement locks.
• Up to 10% of the contents sum insured for costs of using other accommodation (if your home cannot be lived in following loss or damage).
• Up to £750 for increased domestic metered water charges you have to pay following an escape of water.
• Up to £2,000,000 public liability cover.

• Up to £5,000,000 domestic liability cover for accidents to domestic staff whilst at the property, e.g. nanny, gardener, cleaner.
• Free basic Legal Expenses cover, providing up to £200,000 for legal fees you may face for disputes associated with your home.
• Free basic Home Emergency cover providing up to £200 cover per call-out, and up to £750 per year, for common home emergencies such as burst pipes and roof damage.

Full peace of mind
Additional contents accidental damage cover is available to protect you against those everyday spillages and incidents that happen in and around the home – especially useful if you have children or pets!
Cover for personal possessions outside of the home and worldwide cover is also available.
Cover is also available for bicycles, portable computers and mobile phones.

Why not obtain a quote from Home Protect for your Non-Traditional Home & Contents Insurance, you have little to lose and possibly a lot to gain.

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www.homeprotect.co.uk

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